How did us old early access and launch players get our horses??? I didn't get mine till level 60 and my armoured horse after my 3rd alt hit 80 because money was hard to come by and because every piece of gold went into the guild city.
Swift horse should not be achievable as soon as you hit 80 it needs to be something you build towards not expect to get handed to you when you ding 80 ffs
C'mon, games evolve, I played from launch and yeah it took forever to get a swift horse, and the first time it was fun and part of learning the new game in 2008. But F2P won't retain players, if the game is a miserable grind for what are now essential elements. If folks want prestige mounts, let'em grind with the factions for the wolf or tiger.
Some basic economic returns are required ... if you want to enjoy real economic grief, then read the Wall Street Journal.